Telephone: 01934 812244

PRIVACY POLICY AT HUTTONS LTD

We take your privacy very seriously and we ask that you read this privacy policy carefully as it contains important information concerning :-

the personal information we collect about you;
what we do with your information, and
who your information might be shared with.
 

Who we are

Huttons Ltd. ('we' or 'us') are a 'data controller' for the purposes of the relevant data protection legislation including the Data Protection Act 1998, the General Data Protection Regulations and any subsequent legislation as appropriate. (i.e. we are responsible for, and control the processing of, your personal information).

 

What Information do we collect.

Personal information provided by you

We collect the following personal information about you when you register with us, express an interest in or purchase products or services from us. We also collect personal information when you contact us, send us feedback, post material to our website, complete customer surveys or participate in competitions.

 

Personal information provided by third parties

Occasionally we may receive information about you from other sources (such as credit reference agencies, medical professionals, or your employer), which we will add to the information we already hold about you in order to help us e.g. provide products and services, improve and personalise our service to you. We will always seek your permission to contact these people for your information.

 

The information we collect may include:

Basic personal details such as your name, address, e-mail address, telephone number, date of birth or age, gender, marital status;
Additional information regarding your vehicle including the registration, Vehicle Identity Number (VIN), service history, any works undertaken, insurance policy details, MOT and Tax status of the vehicle;
Sensitive personal information may be collected where a vehicle is purchased under the Motability scheme. This may include details of any medical conditions. We will always be clear to explain when and why we need this information and the purposes for which we will use it and will obtain your explicit consent to use sensitive personal information.
 

Personal information about other individuals

If you give us information on behalf of someone else, you confirm that the other person has appointed you to act on his/her behalf and has agreed that you can:

 

give consent on his/her behalf to the processing of his/her personal data;
receive on his/her behalf any data protection notices;
give consent to the transfer of his/her personal data abroad; and
give consent to the processing of his/her sensitive personal data, e.g. health information etc.
 

Sensitive personal information

We may ask you to provide sensitive personal information, for example where you require us to tailor our goods or services to an existing physical condition e.g. as part of the Motability scheme, or where you are applying for a finance or an insurance product and we are required to enquire whether you have committed a criminal offence. If we request such information, we will explain why we are requesting it and how we intend to use it.

Sensitive personal information includes information, where appropriate, relating to:

your ethnic origin;
your political opinions;
your religious beliefs;
whether you belong to a trade union;
your physical or mental health or condition;
whether you have committed a criminal offence
 We will only collect your sensitive personal information with your explicit consent.

 

Monitoring and recording communications

We do monitor and record communications with you (such as telephone conversations and emails) for the purposes of e.g. quality assurance, training, fraud prevention and Marketing/Financial compliance.

 

Use of cookies

A cookie is a small text file which is placed onto your computer (or other electronic device) when you use our website. We use cookies and other similar tracking technologies such as e.g. web beacons, action tags, Local Shared Objects (‘Flash cookies’), single-pixel gifs on our website.

For example, we may monitor how many times you visit the website, which pages you go to, traffic data, location data and the originating domain name of a user's internet service provider. This information helps us to build a profile of our users. Some of this data will be aggregated or statistical, which means that we will not be able to identify you individually.

You can set your browser not to accept cookies and the websites below tell you how to remove cookies from your browser. However, it is possible that some of our website features may not function as a result.

For further information on cookies generally visit www.aboutcookies.org or www.allaboutcookies.org.

 

How will we use the information about you?

We collect information about you so that we can:

identify you and manage any accounts you hold with us;
process your order;
maintaining a service record for your vehicle, conduct research, statistical analysis and behavioural analysis;
carry out customer profiling and analyse your purchasing preferences;
if you agree, let you know about other products or services that may be of interest to you — see 'Marketing’ section below;
detect and prevent fraud;
verifying your identity and carry out anti-fraud checks (see 'Credit checking' section below),
providing you with payment options,
assessing your application for a product, service or quote,
ensuring that you can afford any financial agreement offered,
ensuring that any insurance products are suitable for you,
administer your any finance agreements including updating you on and delivering our services,
monitor your use of our Websites and any response to advertising campaigns;
We may also offer enhanced services including MOT and service reminders where we believe this would be appropriate, helpful or of interest.

Where your vehicle manufacturer maintains an electronic service record of your vehicle, we may share details of any work with your manufacturer so that an accurate record can be kept.

 

Marketing

We would like to send you information by post, email, telephone, text message (SMS) or automated call about e.g. products and services, competitions and special offers which may be of interest to you.

If you have consented to receive such marketing from us, you can opt out at any time. See 'What rights do you have?’ below for further information.

 

Credit checking

We may instigate a credit check on you for the following reasons:

so that we can make credit decisions about you and members of your household.
to assist in preventing and detecting both fraud and money laundering
Our search will be recorded on the files of the credit reference agency.

We may also disclose information about how you conduct your account to credit reference agencies and your information may be linked to records relating to other people living at the same address with whom you are financially linked.

Other credit businesses may use your information to:

make credit decisions about you and the people with whom you are financially associated;
trace debtors, and
prevent and detect fraud and money laundering.
If you provide false or inaccurate information to us and we suspect fraud, we will record this.

If you want to see your credit file, please contact the credit reference agency(s) which we indirectly use :-

Experian Ltd., Equifax Ltd. and Equifax Ltd.

 

Who your information might be shared with

We may disclose your personal data to:

 Fiat Chrysler Automobiles Ltd., Automotive Compliance Ltd, Allianze Global Assistance Travel Insurance Ltd as service providers.
Experian Ltd., Equifax Ltd., Equifax Ltd. As credit checking providers
law enforcement agencies in connection with any investigation to help prevent unlawful activity;
our business partners in accordance with the 'Marketing and opting out' section above; and
 

Keeping your data secure

We will use technical and organisational measures to safeguard your personal data, for example:

access to your account is controlled by a password and user name that are unique to you;
we store your personal data on secure servers; and
payment details are encrypted using SSL technology (typically you will see a lock icon or green address bar (or both) in your browser when we use this technology).
While we will use all reasonable efforts to safeguard your personal data, you acknowledge that the use of the internet is not entirely secure and for this reason we cannot guarantee the security or integrity of any personal data that are transferred from you or to you via the internet. If you have any particular concerns about your information, please contact us (see ‘How can you contact us?’ below).

 

What can I do to keep my information safe?

If you want detailed information from ‘Get Safe Online’ on how to protect your information and your computers type devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org. Get Safe Online is supported by HM Government and leading businesses.

 

Transfers of your information out of the EEA

We may need to transfer your personal data to territories which are located outside the European Economic Area (EEA) for the purpose of storing or processing the data. Any transfer of your data will be subject to a European Commission approved contract that will safeguard your privacy rights and give you remedies in the unlikely event of a security breach.

 

What rights do you have?

Right to request a copy of your information

You can request a copy of your information which we hold (this is known as a ‘subject access request’). If you would like a copy of some or it, please:

email, call or write to us (see ‘How can you contact us?’ below);
let us have proof of your identity and address (a copy of your driving licence or passport and a recent utility or credit card bill), and
let us know the information you want a copy of, including any account or reference numbers, if you have them

Right to correct any mistakes in your information

You can require us to correct any mistakes in your information. If you would like to do this, please:

email, call or write to us (see ‘How to contact us’ below);
let us have enough information to identify you (e.g. account number, user name, registration details), and
let us know the information that is incorrect and what it should be replaced with.

Right to ask us to stop contacting you with direct marketing

You can ask us to stop contacting you for direct marketing purposes. If you would like to do this, please:

email, call or write to us (see ‘How to contact us’ below). It may take up to 28 days for changes to take place. In order to verify your identity to make a change, may we ask you to do the following:-
let us have proof of your identity and address (a copy of your driving licence or passport and a recent utility or credit card bill), and
let us know what method of contact you are not happy with. If you are unhappy with certain ways of contacting you only (for example, you may be happy for us to contact you by email but not by telephone).
 

How to contact us

Please contact our Data Protection Officer, if you have any questions about this privacy policy, the information we hold about you or wish to change our contact circumstances.

If you wish to contact us, please send an email to dataprotection@huttons-fiat.co.uk or write to us at Huttons Ltd., Bridgwater Road, Weston-super-Mare, North Somerset, BS24 0AW or as a last resort, call us on 01934 818405 if the matter is urgent. We are a small company with all staff having to multi-task in a very complex legal world, so may we ask for your patience in receiving our response. All communications will be responded to.

 

Changes to the privacy policy

We may change this ‘Privacy Policy’ from time to time. You should check this policy occasionally, if you are concerned, to ensure you are aware of the most recent version that will apply each time you access this website or have contact with us.

 

We must ask for your assistance in taking the following actions for your website:

Complaints where you are operating under Automotive Compliance’s FCA permissions, the following contact details need to be on this page for complaints:

Regulated Complaints Post: Automotive Compliance Ltd, The Factory, 44 Alfred Street, Gloucester, GL1 4DD Telephone: 01452671560 E-mail: complaints@automotive-compliance.co.uk

Financial Ombudsman Service, the following information must also be added to this page: If we cannot resolve your complaint within 8 weeks, you may refer your dispute to the Financial Ombudsman Service. This service is free to use. Their consumer helpline is available on 0800 023 4567 or 0300 123 9123 or you can visit their website at www.financial-ombudsman.org.uk

Huttons Ltd is an Appointed Representative of Automotive Compliance Ltd who is authorised and regulated by the Financial Conduct Authority (FCA No. 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows {Full legal entity name plus any trading name(s)} to act as a credit broker, not a lender, for the introduction to a limited number of lenders, and to act as an agent on behalf of the insurer for insurance distribution activities only. We are a credit broker and not a lender. We can introduce you to a carefully selected panel of lenders, which includes CA Finance plc. We act on behalf of the lender for this introduction and not as your agent. We are not impartial, and we are not an independent financial advisor.

Our approach is to introduce you first to CA Finance plc, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to make the next most suitable offer of finance for you. Our aim is to secure a suitable finance agreement for you that enables you to achieve your financial objectives and which you are eligible for from our panel of lenders. If you purchase a vehicle, in the majority of cases, we will receive a commission from your lender for introducing you to them which is either a fixed fee, or a fixed percentage of the amount that you borrow. This may be linked to the vehicle model you purchase. Different lenders pay different commissions for such introductions, and CA Finance plc may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement; however, you will be contributing towards the commission paid to us with the interest collected on your repayments. Before we propose you to a potential lender, we will inform you of the likely amount of commission we will receive and seek your consent to receive this commission. The exact amount of commission that we will receive will be confirmed prior to you signing your finance agreement.

All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over. Guarantees may be required.